This blog page is dedicated to you, the home buyer. Everything you will read here will be geared toward you getting the best real estate deal and the specific mortgage product that fits your needs and not the needs of the bank. Both Scott and I have extensive experience in real estate, mortgages, construction and rehabitation of properties. You'll find quite a few real estate and mortgage brokers that will promise you experience, but, what is experience and how is it rated? Is it a piece of paper that someone went to class and studied for? Is it someone who provides loans for people buying homes? It seems to us that as we continue to navigate this irregular market that the word is used rather loosely in many situations. We, on the other hand, feel we have the right to use the word regarding what we do. Why? Let me explain... Scott Campbell, Associate Broker with Lamprey River Real Estate in Raymond N.H. has over 15 years working in real estate, home financing and an extensive background in the construction and rehab trade. Being a home owner himself and living in a home that was built in the 1860's...you find the need to do pretty much any home repair you can think of. My name is Rob Carlberg and I'm a Senior Mortgage officer at MAG Mortgage Corporation in Salem N.H. I've have been around construction all my life and specialized in construction financing for the past 8 years,as well as a total of 11 years in the mortgage industry. Between Scott and myself, we have the knowledge to provide you with complete confidence in the real estate market and have the background to back it up. I don't want to bore you with that though. We'll prove that to you as we move you along through the home buying process, but...here's why we think this will be importatant to you. This is demonstrably the best time to be shopping for a home. Rates are low as well as house prices! Typically, over the last 40 years, the homebuyer was lucky enough to only have one of these options. The market is currently flooded with foreclosures and bank owned homes that are being sold for prices that will likely guarantee a strong return as an investment. These homes may not be perfect in minimal to major ways, remember the term "fixer upper"? There are financing programs that will allow you to put little money down and allow you the extra funds to make the changes/repairs you want, all at current martket rates. Don't look at homes in this market without real experienced professionals that truly care about you. I'll get specific on this in the future, for now, call me or Scott with any questions and we'd be happy to show you why we feel we have the right to call ourselves experts. Scott can be reached at 603-396-1841 or e-mail at dscampbell@metrocast.net. I can be reached at 603-370-0711 or robert.carlberg@maghomeloan.com . Visit our YouTube Channel at http://www.youtube.com/user/businessrobbo to see what it's all about.
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