Should I wait???

Ok, this market has been difficult enough to navigate with all the propaganda you've heard and seen whithin numerous media outlets. Now, with the $8000 tax credit and the possibility of being able to use it for down payment, it would seem that the longer you wait to buy your new home, the better it will be for you. The one thing that no one tells you is this, just because the government comes up with a program to aid the housing market, the unfortunate reality is that they cannot force lenders and investors to make them available. For instance, in 2008 the "Hope for Homeowners" program came into effect on late November and was designed to help homeowners who were in danger of foreclosure. Great idea, the problem being, none of the lenders or investors wanted to hold any of the notes on these loans and ultimately, we never heard a thing more about it. We forget quickly but are some of you remembering hearing of the program right now? So, why am I trying to bring you down? Actually, it's quite the opposite. The thought here is that over time, every product or service has promised to get better than worse. The fact is, now is the best time to buy a house bar none in at least 15 years. Don't be the "what if" customer, trust me. I've heard so many people (including myself) say "what if I would have bought then?" or "what would my payment be now if I'd financed my house when the rates were that low"? You can go on and on thinking what if and woulda, shoulda, coulda for the rest of your life. I'm not trying to be harsh, I'm trying to help you from making the same mistake me and many of my friends and fellow proffessionals made. It's time to look around and see if there's something you like out there. Remember, a buyers agent is essential to you and more so in this market. Don't go out there with no one looking out for you. Enjoy the sun and the heat!!! It's gonna be an awesome day!!!